Empowering You to Make Smarter Financial Decisions

Get the best credit cards, loans and travel insurance in Hong Kong.

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Learn How To Earn Rewards, Spend Smarter & Save More


Get Personalized Recommendations


No need for endlessly comparing. Get tailored recommendations for credit cards, personal loan , savings accounts, brokerage accounts and even over 5 types of insurance product to choose!

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Earn Exclusive Reward Points


Get rewarded when you compare and apply with us. It’s simple and fuss free so you can maximize your money and reach your financial goals.

Latest Deals


Redeem Your Points


Your rewards, your choice. We give you the ultimate flexibility to choose your reward through our Rewards Store.

Learn more about SmartRewards

Redeem rewards with SmartPoints

Create an account, redeem your points and have complete flexibility to choose the rewards you want.

Earn and redeem SmartPoints for the things you love

Create a free MoneySmart account, earn and redeem your SmartPoints for HKTVmall、Logitech、Klook 、Uber & more.

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Don't Miss Our Top Deals

Standard Chartered Smart Card

Up to 8,000 SmartPoints

Ending 31st Aug 2024

Credit Cards

【🚀Faster Fulfilment | Flex Your Redemption for Desired Rewards】From now until 31 Aug, New Cardholders who successfully apply for the Standard Chartered Smart Card now via MoneySmart can enjoy an extra 8,000 SmartPoints! Use 8,000 SmartPoints to fully redeem HK$800 vouchers (over 20+ brand vouchers, including Apple/ PARKnSHOP/ HKTVmall) or BRUNO Handy USB 2-in-1 Vacuum Cleaner (Value: HK$898) or De'Longhi Icona Vintage Series Water Kettle (Value: HK$848). If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints, e.g. SAMSUNG Galaxy Tab A9 (WIFI-64GB) (Value: HK$1,288) at only HK$488 on top of your earned SmartPoints! Explore abundant rewards at our Rewards Store!





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PrimeCredit Fixed Loan

Up to HK$20,000 Rewards

Ending 20th Aug 2024

Personal Loan Rewards 【Final Call! 🔝🏝️MoneySmart August hot summer exclusive offer】 From now until 20 August, successfully apply for PrimeCredit Fixed Loan / PrimeCredit Balance Transfer Loan / PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
【MoneySmart Exclusive Offer】Up to HK$12,000 Cash Bonus + exclusive up to HK$7,500 Apple Store Gift Card for successful application via MoneySmart! Get up to a total of HK$19,500 reward!

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Travel Insurance

Up to 45% Off

Ending 31st Aug 2024

Travel Insurance MoneySmart helps you compare 35+ Travel Insurance products in one go. Find the Best Travel Insurance Plan with flight delay or cancellation, personal belonging coverage, and enjoy up to 45% off exclusive discount and supermarket e-coupon on specific products now!

Start Comparing

Our Content Offers Unbiased Opinions

Serving you a wide range of articles, videos and other resources to equip you to handle those important financial choices.

Check out our extended content channels here:

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Personal finance doesn’t have to be stressful

Stay on top of your finances - get tips and insights from our blog.

Latest HKD Time Deposit Rates


ZH version only.

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Guide to buying HK Disneyland Tickets


ZH version only.

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Guide to Financial Freedom (FIRE)


ZH version only.

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We partner with all major financial providers and give you honest recommendations

1,584,900 transactions

made to date

87

banks and insurers

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Frequently Asked Questions

About Us

MoneySmart HK is part of MoneySmart Group, which was founded in Singapore in 2019. We are a personal finance portal helping consumers compare credit cards, loans, insurance, online brokerages and mortgages. At MoneySmart, we have made it our mission to empower everyone to make smarter financial decisions.


MoneySmart partners with banks, lending companies and insurance companies to offer exclusive welcome offers. Find out more on MoneySmart now!

Does MoneySmart offer extra rewards if I apply for loans/insurance/open brokerage account through its site?

Yes. MoneySmart partners up with a wide range of banks, loan providers, insurance companies and brokerages, offering multiple exclusive limited time offers. You can earn extra rewards such as Apple Gift Card, Supermarket vouchers or even Macbook Pro by applying for specific products through MoneySmart. Click now to check out our latest offers!