Best Quick Loans in Hong Kong

Quick loan products are designed to provide immediate solutions for cash emergencies. Cash can usually be transferred without the hour. These products usually come with smaller loan amounts.

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Looking for the Best Quick Loan in Hong Kong?

New to Quick Loan Application? Check out the best quick loan summary below:

Quick Cash Loans in HK

MoneySmart Exclusive
Instant Approval Online◉
MoneySmart Exclusive
Instant Approval Online◉

Promise Easy Loan

APR*
1.12%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433
【Welcome Offer - Get rewards up to HK$15,000 !】From now until 30 September 2024, successfully apply for Promise Loan and successfully drawdown designated amount, can enjoy up to HK$15,000 rewards▲. No Supporting Documents Required#. Online Instant Approval⦿.
Valid until 30 Sep 2024
MoneySmart Exclusive
🔥Highest offer in town
MoneySmart Exclusive
🔥Highest offer in town

PrimeCredit Fixed Loan

The Lowest APR
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433

【Final Call! 🔝🏝️MoneySmart August hot summer exclusive offer】 From now until 20 August, successfully apply for PrimeCredit Fixed Loan / PrimeCredit Balance Transfer Loan / PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 vouchers (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
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【MoneySmart Exclusive Offer】Up to HK$12,000 Cash Bonus + exclusive up to HK$7,500 Apple Store Gift Card for successful application via MoneySmart! Get up to a total of HK$19,500 reward!

Valid until 20 Aug 2024
PrimeCredit Personal Instalment Loan does not require proof of income for a loan amount of HK$50,000 or less. It can be approved in 10 minute and cash will be disbursed in an hour with no handling or early settlement fee.
MoneySmart Exclusive
MoneySmart Exclusive

WeLend Personal Loan

The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total Interest Payable
HK$5,760
Monthly Payment
HK$8,573

【🔝Limited-time Offer in August】Total rewards up to HK$21,500!
From now until 31 August 2024, selected customers can receive up to HK$21,500 Rewards upon successful draw down!
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【MoneySmart Exclusive】Rewards up to HK$2,500🎉
From now until 31 August, apply for WeLend Personal Loan via MoneySmart, you can earn an extra 1️⃣ 5,000 SmartPoints *(can redeem value of HK$500 vouchers or products)*regardless of Approval! Successfully apply and drawdown the designated amount of Loan, can even earn extra 2️⃣ 20,000 SmartPoints (can redeem value of HK$2,000 vouchers or products)! Click here to explore limitless possibilities (T&C applied)!
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【Want more? -WeLend Limited-time Offer! Regardless of Approval】
From 24 June to 31 August (both dates inclusive),  new customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$100,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$1,000 travel voucher (“Gift”).

Valid until 31 Aug 2024
WeLend Personal Loan does not require proof of income and proof of address for a loan amount of HK$300,000 or less. Applicants can apply entirely online without showing up. Applicants can enjoy instant approval and immediate cash delivery.
MoneySmart Exclusive
Approval and cash transfer even on Sat and Sun
MoneySmart Exclusive
Approval and cash transfer even on Sat and Sun

UA i-Money Express Online Personal Loan

APR*
1.68%
Total Amount Payable
HK$212,960
Total Interest Payable
HK$12,960
Monthly Payment
HK$8,873
【UA rewards you the Best-in-town+ offer!】Cash Reward up to HK$18,000^ for all new and existing customers*!
Offer valid until 30 September 2024, please refer to more details below.
Valid until 30 Sep 2024
Apply for UA i-Money Internet Personal Loan anytime online. Enjoy cash transfer by FPS even during weekends.

Compare lowest interest loans in Hong KongNow!

How to Apply for a Quick Loan?

Quick loans are simple and fast to apply. For designated loan amounts, you don’t even need to provide proof of income. 4 easy steps:

  1. Call hotline/ Apply online 
  2. Provide personal information without showing up at any branches 
  3. Confirm the acceptance of the loan 
  4. Loan amount will be disbursed within the hour

Frequently Asked Questions on Quick Loans

How much can I borrow?

You can apply to borrow up to HK$300,000. Before you make any commitment, you need to understand your affordability.

Are quick loans more expensive than regular loans?

No, not necessarily. You can compare different quick loan products on MoneySmart to find the products that suit you the most and enjoy exclusive offers!

Which lending company offers instant loan?

Online lending platforms such as UA, WeLend and Primecredit offer instant loan. You can receive the loan amount via FPS instantly when you application is approved.